Benefits at a Glance
Proliance Surgeons Benefits
Proliance Surgeons provides a comprehensive employee benefits package for all eligible employees. Employees scheduled to work 30+ hours per week, and classified as Full Time or Less Than Full Time, are eligible for benefits.
Medical Plan Options
HSA Medical Plan
The HSA Medical Plan provides you the ability to participate in a Health Savings Account (HSA) and receive employer funding. This plan requires you to satisfy the annual deductible before the plan starts paying a portion of the cost for covered services (coinsurance). You may visit any provider but will save the most money by using in-network providers.
PPO Medical Plan
The PPO Medical Plan features a lower annual deductible for a higher premium. You will be responsible to pay a copay for primary care or specialist visits and urgent care. You may visit any provider but will save the most money by using in-network providers. If you select the PPO plan, you are not eligible to participate in the HSA and receive employer HSA funding.
Health Savings Account (HSA)
When you enroll in the HSA Medical Plan, you are eligible to participate in an HSA and receive a company contribution. You may also contribute funds, via pre-tax payroll deduction, up to annual IRS limits. Your HSA can be used to pay for eligible medical, dental, and vision expenses.
Proliance offers Naturally Slim, a wellness program available to employees and spouses/domestic partners who are enrolled in a Proliance medical plan. This program is available at no cost to employees.
The dental plan covers preventive work (exams, cleanings, x-rays) at 100%. Basic, restorative, or major services are covered based on a percentage after meeting the deductible. Orthodontia coverage is also available for children and adults. A waiting period for some services may apply.
The vision plan offers an annual eye exam subject to applicable copays. An allowance is also provided every two years for frames and lenses or contacts.
Flexible Spending Accounts (FSA)
You may choose to participate in the following FSAs each year, via pre-tax payroll deductions, up to annual IRS maximums to pay for eligible expenses. Please note, the “use it or lose it” rule applies.
Traditional Health Care FSA
The Traditional Health Care FSA allows to you pays for eligible health care expenses such as copays, deductibles, and coinsurance for medical, dental, and vision care. If you participate in the HSA, you are not eligible to participate in the Health Care FSA.
Limited Purpose Health Care FSA
If you participate in the HSA, you are eligible to participate in the Limited Purpose Health Care FSA to pay for dental or vision expenses only. The HSA and Limited Purpose Health Care FSA work together to help you save and pay for eligible medical, dental, and vision care expenses.
Dependent Care FSA
The Dependent Care (or day care) FSA allows you to pay daycare expenses for children age 12 and under, or elder dependents unable to care for themselves. The care must be necessary for you and your spouse to remain employed. Care may be provided through live-in care, babysitters, and licensed day care centers.
Core Life and AD&D
Proliance provides employees and their spouse/domestic partner and dependent children with Basic Life and AD&D coverage at no charge.
Voluntary Life and AD&D
Employees can buy additional Life and AD&D coverage for themselves, their spouse/domestic partner, and dependent children up to the plan maximums. Guaranteed issue coverage is available up to certain limits at time of initial eligibility.
Long-Term Disability (LTD)
Proliance pays for LTD coverage for eligible staff and physicians up to certain limits. Voluntary Individual Disability coverage is available at group rates for physicians only.
Voluntary Long Term Care Insurance (LTCI)
Employees, their spouses/domestic partners, parents, and in-laws are eligible to buy voluntary LTCI coverage as an important part of their retirement planning.
Employee Assistance Program (EAP)
The EAP is 100% paid for by Proliance and offers assistance for work, home, personal, or family issues when you need it. Up to six face-to-face counseling sessions per issue per year are available at no charge.
Healthcare Bluebook helps you find the best prices for healthcare services online. When you need care, use Healthcare Bluebook to shop around so you can find the most affordable care from high-quality in-network providers in your area.
401(k) & Profit Sharing
Proliance will match employee contributions dollar-for-dollar up to 5%, subject to a vesting schedule. Your personal contributions are immediately vested and are 100% yours. Proliance also offers an annual discretionary Profit Sharing Plan.
529 College Savings
Employees can participate in a 529 College Savings plan to save for their children’s future. These plans grow interest tax-free and are not taxed when the money taken out is used for higher education.
Travel Assistance Program
When you travel 100+ miles from home, including travel abroad, the emergency travel assistance program is available to help you, your spouse/domestic partner, or dependent children if the need arises. Everywhere you go, travel assistance is there to help at a moment’s notice.